5 things you can do to reduce their health insurance costs
According to the latest census results ILO survey, 45.8 million Americans have no health insurance! Of these, 60% of people have full time jobs and 3.5 million of them earn more than $ 75,000 per year. Many people who have no access to group insurance plans, health, and the self employed, are taking their chances without insurance, fearing that the high cost of personal expenses insurance plan doctor.
While health insurance is an added expense, the cost of a single major injury can far exceed the cost of any health plan year.
Health insurance does not have to be ridiculously expensive. Being independent, I faced the same dilemma when I found a personal health insurance plan. To find out how I could save money, I interviewed insurance brokers to see what steps could take to reduce my monthly health insurance costs.
In this article we will see five simple things everyone can do to drastically reduce health care costs.
Maintain a healthy weight
Keep your weight within an average range for their age and height can help you get the best health insurance rates. Being morbidly obese can cause health insurance rates increase 7 times the rate.
No snuff consumption
Snuff consumption of any kind, including snuff, chewing can increase your health insurance rates by 30%! The fact that the consumption of snuff caused a large increase is a testament to their inherent health risks. Not only are quitting smoking or using snuff chewing improve your health drastically, is an instant way to reduce health care costs.
Control of type II diabetes
People with type II diabetes automatically receive a 30% increase – and that is with a healthy level of A1C. People with an A1C level often pay even more unhealthy. In most cases, weight control and eating well can eliminate Type II diabetes.
Find Natural Ways to Eliminate Stress
The dependence of antidepressants and drugs anti-stress are automatic increases in health insurance rates. stress-related diseases is one of the factors driving healthcare costs. Instead, attempt to explore natural ways to reduce stress and anxiety, such as lifestyle changes, yoga and meditation.
Reducing cholesterol
Risk factors for heart disease such as high cholesterol significantly increases the rates. Exercise, eat healthy, and controlling cholesterol may help reduce your risk of disease heart.
About the Author
Christine O’Kelly is an author for NC Health Insurance agency IBD Insurance Services, an authorized agency for BCBSNC. The company is passionate about its goal to provide individuals and businesses with the most options for affordable health care in NC.
The Cliffs Communities – Golf in North Carolina and South Carolina